BTC Holders and Miners

Turn your Bitcoin into productive liquidity without giving up custody.

"Vishwa has been a game changer for us. We are able to use the stablecoin liquidity to pay our 7-digit utility bills without selling our BTC mined or any custodial risk. This is the most innovative product in this field since 2016.”

— Mason Jappa, Founder and CEO of Blockware

The Problem: Trapped Capital and Forced Liquidations

Bitcoin holders face a fundamental dilemma: their largest asset cannot generate yield without significant risk. Traditional solutions force impossible choices:

• Forced Selling: Straight-out liquidating Bitcoin to access capital triggers tax events and sacrifices future upside potential.

• Risky Custodial Lending: Centralized platforms such as BlockFi and Celsius have shown catastrophic counterparty risk, with billions in user funds lost.

• High Borrowing Costs: Traditional Bitcoin-backed lending carries APYs of up to 12-15%, making it economically unviable for most use cases.

• Extremely Slow Processing: Traditional Bitcoin lending platforms require 7-21 days for loan approval and funding, creating operational bottlenecks and missed opportunities

• Poor Capital Efficiency: Loan-to-value ratios typically cap at 50%, severely limiting capital accessibility.

Vishwa's Solution: Self-Custodial Bitcoin Credit

Our Apollo Credit Layer enables you to easily access liquidity while maintaining custody of your assets through cryptographically secured Hashed Time-Lock Contracts (HTLCs).

How It Works:

1

Secure Collateral Locking

Bitcoin remains non-custodial, locked via HTLC smart contracts.

2

Instant Liquidity

Immediately access stablecoin liquidity on Sui, Ethereum, Solana, and other chains.

3

Intelligent Management

Our Orchestration Hub monitors collateral ratios and manages risk automatically.

4

Trustless Settlement

All liquidations and settlements execute programmatically, without custodial intermediaries.

Benefits

• Reduced Borrowing Costs: APY of ~7.5% (vs. 12-15% for traditional Bitcoin lending platforms)

• Improved Capital Efficiency: Loan-to-value ratios up to 65% through dynamic risk management and cross-chain diversification

• 24/7 Automated Risk Management: Intelligent rebalancing prevents liquidation through proactive collateral management

• Maintained Custody: Your Bitcoin never leaves your control, eliminating counterparty risk

• Easy Global Liquidity Access: Tap into $100B+ of cross-chain DeFi liquidity markets without ever moving your Bitcoin

• Near-Instant Liquidity Access: Access stablecoin liquidity in 10 minutes with a single click.

Get started:

💵Getting Liquidity for your BTC